Is it safe to buy crypto on Revolut in 2025? Everything you should know

Revolut has quickly become one of the most used financial apps in Europe and Romania. Its intuitive design, low-fee currency exchanges, and integrated crypto functionality attract millions of users daily. But how safe is it to buy Bitcoin, Ethereum, or other cryptocurrencies directly from Revolut in 2025?

In this stirinoi.com report, we will explore how Revolut Crypto works, the advantages and disadvantages, interesting facts about their services, real user opinions, and a clear conclusion to guide your future investments.

What is Revolut Crypto and how does it work?

Revolut introduced its crypto feature in 2017, allowing customers to buy and sell Bitcoin and Ethereum within the app. Over the years, their crypto offering expanded rapidly. As of June 2025, Revolut lists over 100 cryptocurrencies, including major coins like BTC, ETH, XRP, ADA, and several meme tokens popular among young investors.

However, it is crucial to understand that Revolut is not a classic crypto exchange like Binance or Kraken. Instead:

• Revolut acts as a broker, purchasing and storing crypto on behalf of the user.

• You can buy, sell, and hold crypto in your Revolut account balance.

• Direct withdrawals to external wallets are limited to specific cryptocurrencies (BTC, ETH, XRP, LTC) and only if you have upgraded to Standard Plus, Premium, or Metal plans.

• If you don’t transfer to an external wallet, you do not fully own the private keys of your assets.

Is Revolut an actual crypto wallet?

No. Although you see your crypto balance in the app, technically it is not a decentralized wallet where you control private keys. You are buying exposure to the asset’s price, held securely by Revolut’s custodial partners.

This setup is useful for beginner investors who prefer an easy and secure platform, but it is not suitable for advanced users looking for:

• Full blockchain control

• Participation in DeFi, staking, or farming

• Integration with Web3 decentralized apps

Interesting facts about Revolut Crypto in 2025

🔹 Revolut reached over 40 million users worldwide by June 2025, with a significant percentage actively trading or holding crypto.🔹 Crypto fees on Revolut range from 1.5% to 2.5% per transaction, depending on your plan tier.🔹 Revolut is regulated by the UK FCA (Financial Conduct Authority) and licensed for crypto services in Lithuania, Ireland, and multiple EU countries.🔹 Users can trade crypto 24/7 directly from their phone with instant conversion to EUR, GBP, USD, or RON.🔹 In-app crypto educational courses are offered for free, teaching fundamentals of blockchain, Bitcoin, and risk management.

User opinions: what do people say about Revolut Crypto?

Advantages (Pros)

✅ Extremely easy to use for first-time crypto buyers✅ Secure and regulated environment with two-factor authentication✅ No need to create external wallets or register on complicated exchanges✅ Quick fiat-to-crypto purchases and real-time price alerts✅ Good for small investments or crypto testing before moving to major exchanges

Disadvantages (Cons)

❌ You do not own the private key unless you withdraw to an external wallet❌ Limited coins allowed for external transfer❌ Transaction fees are higher compared to Binance, Bybit, or Kraken❌ No staking, farming, or lending services available❌ Not ideal for advanced traders who need leverage or API integrations

Is it really safe to buy crypto on Revolut?

Yes, Revolut is considered one of the safest options for purchasing crypto as a beginner in Europe. Their licenses, strict regulatory compliance, and robust app security protect your account against hacks or scams.

However, keep in mind:

• You are dependent on Revolut’s policies for withdrawals and usage

• For long-term holders or large investors, storing funds in a non-custodial wallet is safer

• For active trading, you will save money on fees using traditional crypto exchanges

Expert opinion

Financial analysts suggest Revolut Crypto is an excellent entry point for people learning about blockchain and digital assets. The integrated educational courses help build a solid foundation before investing larger sums.

However, if you plan to build a diverse portfolio, stake coins for passive income, or interact with DeFi projects, you will need a separate wallet like MetaMask and a main exchange account.

Conclusion

Revolut remains one of the best ways to buy crypto safely and quickly in 2025, especially for small purchases and beginners who prioritize convenience. Its easy interface, real-time updates, and trusted brand offer peace of mind.

For experienced crypto enthusiasts, the lack of full private key control and high fees compared to crypto exchanges are clear disadvantages. Ultimately, the choice depends on your goals:

• For learning and quick trades: Revolut is ideal

• For full crypto independence: use exchanges plus a cold wallet

Always stay informed before investing. Follow stirinoi.com for the latest news about Revolut, crypto regulations, and blockchain innovations in Romania and worldwide.