Romania – Moldova exchange rate July 3, 2025: Leu vs Leu, trends, analyses, and forecasts

The exchange rate is one of the most closely monitored economic indicators by citizens and entrepreneurs in both Romania and Moldova. On July 3, 2025, the Romanian leu (RON) and the Moldovan leu (MDL) recorded important fluctuations against major international currencies. In this article, stirinoi.com presents the official BNR and BNM rates, expert analyses, economic impacts, and forecasts for the coming weeks.

BNR exchange rate – July 3, 2025

According to the National Bank of Romania (BNR) on July 3:

• 1 EUR = 4.9705 RON (+0.0013 RON vs previous day)

• 1 USD = 4.6001 RON (+0.0040 RON)

• 1 GBP = 5.9003 RON (+0.0028 RON)

• 1 CHF = 5.1807 RON (+0.0010 RON)

We observe a slight appreciation of the euro and US dollar against the RON, continuing the trend of the past weeks amid mixed economic data from the Eurozone and USA.

BNM exchange rate – July 3, 2025

As published by the National Bank of Moldova (BNM):

• 1 EUR = 19.35 MDL (+0.02 MDL vs previous day)

• 1 USD = 17.78 MDL (+0.01 MDL)

• 1 RON = 3.90 MDL (+0.003 MDL)

• 1 RUB = 0.20 MDL

The Moldovan leu remains stable, with minimal fluctuations due to controlled inflation and solid foreign currency reserves.

RON-MDL trend

🔹 On the interbank market, 1 RON = 3.90 MDL, indicating a relatively stable relationship between the two currencies. For Moldovan citizens working in Romania, this rate is crucial when calculating income and bank transfers.

Interesting facts

✅ Romania and Moldova recently signed economic cooperation agreements boosting investments and exchange rate stability✅ BNR and BNM collaborate on cross-border payment digitalization✅ MDL’s evolution is strongly influenced by RON and EUR performance due to Moldova’s import structure✅ Both RON and MDL share similar naming but have different real values, often creating confusion at exchange offices✅ In 2024, remittances from Moldovans working in Romania reached a record of over €1 billion

Specialist analysis

💬 BNR economists say RON will remain stable short term, with minor depreciation if ECB maintains high rates💬 BNM experts believe MDL will stay stable, though regional geopolitical tensions could pressure the currency

Impact on population

➡️ For Romanians working in IT, transport, or freelancing, a stronger USD means higher incomes➡️ Moldovans receiving money from Romania prefer direct bank transfers for better rates➡️ Moldovan importers from Romania may see increased costs if RON appreciates

Forecast for July 2025

📈 EUR/RON – expected between 4.95 – 4.98 RON, with potential increases if Eurozone inflation eases📈 USD/RON – between 4.58 – 4.62 RON, depending on FED decisions📈 RON/MDL – stable around 3.90 – 3.93 MDL

Market opinions

🗣️ Ion P., economist, Chisinau: “For exporters, RON-MDL stability is crucial. Big fluctuations affect delivery prices.”🗣️ Andrei B., IT entrepreneur, Iasi: “We work with US and EU clients, so euro and dollar rates impact monthly profits directly.”

Conclusion

The July 3, 2025 exchange rate confirms the stability trend of RON and MDL, with minor increases for major international currencies. In a global economic context marked by uncertainties, it is essential for Romanians and Moldovans to track daily exchange rate evolutions for correct financial decisions, whether for currency exchange, bank transfers, or investment plans. Stirinoi.com will continue to bring you the latest financial and economic news from Romania and Moldova.